Mahila Samridhi Yojana

Mahila Samridhi Yojana – Gujarat Government Launched Mahila Samridhi Yojana For The Women who are doing their own business & not have that many funds.

Mahila Samridhi Yojana

  • Mahila Samriddhi Yojana 2022 is a scheme released by the Gujarat government for the development of women. Efforts have been made to make women self-reliant through this scheme. Women are given assistance by the government to start their own small businesses.
  • This scheme has been announced by Social Justice and Empowerment Department of Gujarat Government across Gujarat. Applicants have to apply online to avail this scheme.
  • This scheme is released for the development of Gujarat nomadic and liberated caste living in Gujarat. Only women can avail this scheme.

Main objective of the Mahila Samridhi Yojana

  • Through this scheme, the scheme works to provide micro-credit to target group women and self-employed women entrepreneurs to create self-employment for women of nomadic and free castes.
  • This scheme allows women to do business/business of their choice.

Eligibility to get loan

  • To avail the benefit of this scheme the applicant should be nomadic or freed caste women.
  • With effect from 01/04/2018, the annual income limit of your family will be up to Rs.3 lakh, within which at least 50% of the total loan amount will be allocated for families with annual income up to Rs.1.50 lakh.
  • Applicant’s age should be at least 21 years and not more than 50 years on the date of application.
  • Applicant should have experience in case of technical and skilled business/ profession.
  • The applicant has to provide adequate security for taking the loan.

Salient features of the Mahila Samridhi Yojana

  • The maximum loan limit will be up to Rs.1,25,000/-.
  • The rate of interest will be 4% per annum
  • Under this scheme, 100% of the business/business amount will be loaned.
  • The loan amount will be 95% National Corporation, 5% State Government contribution and 0% beneficiary contribution.
  • The loan amount has to be repaid in 48 equal monthly installments including interest.

Important Link

visit official website: Click Here

Documents required for the Mahila Samridhi Yojana

  • Applicant’s income
  • statement
  • Instance of caste of the applicant
  • Proof of Residence (Aadhaar Card, Electricity Bill etc.)
  • Paradigm for business
  • Copy of first page of bank passbook

 

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